Launched in 2015, BLIK has become an essential payment method for e-commerce platforms in Poland. This mobile payment solution stands out due to its collaborative model involving banks, payment acquirers, and merchants. BLIK is accessible to smartphone users with mobile banking apps from participating banks. To make a payment, consumers simply enter their BLIK code to authenticate within the system and confirm the transaction through their banking app. Partner banks include Alior Bank, Bank BPS, Bank Millennium, Bank Pekao, Bank Pocztowy, BNP Paribas, BS Brodnica, Crédit Agricole, Getin Bank, Getin Noble Bank, ING Bank, mBank, Nest Bank, PKO Bank Polski, Santander, and SGB Bank.